1099 Program
1099 Mortgage Loan
A 1099 mortgage loan, also known as a self-employed or non-QM (Non-Qualified Mortgage) loan, is a specialized financing option designed for individuals who receive income as independent contractors, freelancers, or business owners filing IRS Form 1099 instead of W-2s. At Ferrari Lending, we understand the unique financial circumstances of self-employed individuals and offer tailored mortgage solutions to accommodate their needs.
With a 1099 mortgage loan from Ferrari Lending, self-employed borrowers can access competitive rates and flexible terms, allowing them to purchase or refinance their dream home with confidence. Unlike traditional mortgages that rely solely on W-2 income verification, our 1099 mortgage loans consider alternative documentation, such as bank statements, profit and loss statements, and tax returns, to assess income eligibility.
Experience the flexibility and personalized service of Ferrari Lending's 1099 mortgage loans – your trusted partner in securing financing for self-employed borrowers. Contact us today to learn more about how we can help you achieve your homeownership goals.
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Work with Alexandre Ferrari, a Florida licensed real estate agent, mortgage loan originator, and insurance agent offering comprehensive solutions under one roof.
Based in Boca Raton, serving clients throughout Florida and investment property financing in over 45 states.
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