A 1099 mortgage loan, also known as a self-employed or non-QM (Non-Qualified Mortgage) loan, is a specialized financing option designed for individuals who receive income as independent contractors, freelancers, or business owners filing IRS Form 1099 instead of W-2s. At Ferrari Lending, we understand the unique financial circumstances of self-employed individuals and offer tailored mortgage solutions to accommodate their needs.
With a 1099 mortgage loan from Ferrari Lending, self-employed borrowers can access competitive rates and flexible terms, allowing them to purchase or refinance their dream home with confidence. Unlike traditional mortgages that rely solely on W-2 income verification, our 1099 mortgage loans consider alternative documentation, such as bank statements, profit and loss statements, and tax returns, to assess income eligibility.
Experience the flexibility and personalized service of Ferrari Lending's 1099 mortgage loans – your trusted partner in securing financing for self-employed borrowers. Contact us today to learn more about how we can help you achieve your homeownership goals.
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Whether you're an experienced investor, a first-time buyer, or looking to leverage your equity, Ferrari Lending is here to help you navigate the mortgage process with clarity, speed, and confidence.
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We specialize in customized loan solutions across Florida—and investment properties in over 45 states. Complete the form below, and let’s discuss a strategy tailored to your financial goals.
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I represent clients who authorize me to do so. I do not work for or represent the interest of any mortgage lender or other duly authorized entity to whom I may submit a mortgage application on behalf of a Client. My services are provided in a Mortgage Broker capacity and I am not authorized to approve or deny a mortgage loan request. NMLS 1691763 / NMLS 1322774