Welcome to Ferrari Lending, your trusted source for tailored mortgage solutions. I'm Alexandre Ferrari, a seasoned Loan Originator originally hailing from Brazil. As a native Portuguese speaker, I bring a diverse perspective to the world of mortgage lending.
At Ferrari Lending, we specialize in the art of finding the perfect mortgage program to match your unique needs. We recognize that every individual has distinct requirements when it come... Learn more
Are you ready to embark on the exciting journey of homeownership? Understanding the nuances of mortgage financing is crucial. In this comprehensive guide, we'll walk you through two primary mortgage categories: Qualified Mortgages (QM) and Non-Qualified Mortgages (Non-QM).
Qualified Mortgages (QM):
A Qualified Mortgage, often referred to as a QM, is a type of home loan that meets specific criteria set by the Consumer Financial Protection Bur... Learn more
The real estate market in Florida has experienced notable home appreciation in recent years. Home appreciation refers to the increase in the value of residential properties over time. Several factors contribute to the positive trend in Florida's real estate market: